![]() ![]() Interest rate for general public (with effect from August 1, 2018) Interest rate for senior citizens (with effect from July 30, 2018) Interest rate for general public (with effect from July 30, 2018) Here is a comparison of interest rates paid by State Bank of India (SBI), Punjab National Bank (PNB), Canara Bank, ICICI Bank and HDFC Bank on fixed deposits of up to Rs 1 crore: Banks keep on revising their FD interest rates from time to time. Lenders also pay slightly higher interest rates on fixed deposits to senior citizens, compared to those applicable to the general public. Fixed deposits, however, offer much higher interest rates compared to savings accounts. ![]() Money deposited in a savings account usually fetches an interest rate to the tune of 3-4 per cent. Most banks today offer a maturity period ranging from seven days to 10 years for fixed deposits. In a fixed deposit account, money is deposited for a specific time. Fixed deposits (FDs) are secure financial instruments that offer guaranteed returns. ![]()
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